Return on Investments 2022 LifeSight funds

Section Expect In Terms Of Pension

At LifeSight you accrue pension by means of investing. Your pension payment is therefore dependent on the return on your pension capital. Via this message we inform you on investing at LifeSight and what the return has been on the LifeSight funds over the year 2022.

Market developments in 2022

Fast increasing inflation and a reduction of support from governments and central banks were characteristics for 2022. Due to the reduction of government support, interest rates increased. One of the causes of the rising inflation was Russia’s invasion of Ukraine at the beginning of the year. This caused a significant increase of energy prices. In addition, after the covid lockdowns, consumption was strong, which created shortages that increased even further due to the war in Ukraine. Equity and bond markets performed moderately in 2022.

Smart Investing at LifeSight

LifeSight makes sure that your pension investments match your age and income. Are you relatively young, then you are automatically investing more in the Rendement fund which is targeted at reaching a high return. The returns are needed in order to accrue a sufficient pension. The closer you get to your retirement date, the more you invest in the Matching funds. The objective of these funds is to keep the chance of setbacks as low as possible.

Since less money is needed for the same expected pension at a higher interest rate, a negative return on your Matching funds does not immediately mean a lower pension! Due to sharply increased interest rates, your expected pension may even have increased despite the negative return. You can read more about our investment funds further on.

You use your invested money with LifeSight to buy a pension with an insurer of your choice when you retire. You hand over the pension capital to an insurance company and will receive a lifelong monthly pension for that.

Below you can find an overview of the achieved returns on our LifeSight investment funds, both on the year 2022 as since the start of the investment funds (4 November 2014). The achieved fund returns will be compared to the returns of the fund benchmark, a measure of performance to compare and assess the returns of the LifeSight funds.

All shown investment returns of the LifeSight funds are before deducting the yearly fund costs (OCF) and after deducting all transaction costs.

fund return
2022 return benchmarkSince start
fund return (on a yearly basis)
Since start return
benchmark (on a yearly basis)
LifeSight Matching Kort fund-17.0%-16.5%1.0%0.8%
LifeSight Matching Lang fund-32.9%-28.9%1.9%2.3%
LifeSight Rendement fund-14%-12.8%6.5%6.3%