Return on Investments 2020 LifeSight funds

Section Expect In Terms Of Pension

At LifeSight you accrue pension by means of investing. Your pension payment is therefore dependent on the return on your pension capital. Via this message we inform you on investing at LifeSight and what the return has been on the LifeSight funds over the year 2020.

Market developments in 2020

The year 2020 was an eventful year in multiple ways. The Covid-19 pandemic was dominating the news and caused a lot of human suffering and an unprecedented reduction of the worldwide economy. Governments and Central Banks tried to reduce the negative financial impact of the pandemic on consumers and companies, by monetary and fiscal stimulation to an extend that has never been done before. In the beginning of the year there was a substantial decrease of stock markets, but they recovered later in the year. Several stock markets finished the year even sky high, partly due to the announcement of several, very effective, vaccines for the Covid-19 virus. Interest rates further decreased and even reached a historic low level.

Smart Investing at LifeSight

LifeSight makes sure that your pension investments match your age and income. Are you relatively young, then you are automatically investing more in the Rendement fund which is targeted at reaching a high return. The returns are needed in order to accrue a sufficient pension. The closer you get to your retirement date, the more you invest in the Matching funds which have a defensive nature. You use the money you have saved with LifeSight to buy a pension with an insurer of your choice when you retire. You hand over the saved capital to an insurance company and will receive a lifelong monthly pension for that.

Below you can find an overview of the achieved returns on our LifeSight investment funds, both on the year 2020 as since the start of the investment fund (4 November 2014). The achieved fund returns will be compared to the returns of the fund benchmark, a measure of performance to compare and assess the returns of the LifeSight funds.

All shown investment returns of the LifeSight funds are before deducting the yearly fund costs (OCF) and after deducting all transaction costs.

2020 fund return2020
Since start fund return (average per year)Since start benchmark (average per year)
LifeSight Matching Kort fund4,6%6,3%3,4%3,1%
LifeSight Matching Lang fund11,6%17,8%7,4%7,4%
LifeSight Rendement fund4,2%3,2%8,1%7,6%